Our Privacy Policy

Drastic as this image appears, KSILKS takes your privacy seriously. Please read the following to learn more about our privacy policy.

For important information about safe surfing contact the Federal Trade Commission.

What This Privacy Policy Covers

1. This policy covers how KSILKS treats personal information that KSILKS collects and receives, including information related to your past use of KSILKS products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

2. This policy does not apply to the practices of companies that KSILKS does not own or control, or to people that KSILKS does not employ or manage.

Information Collection and Use

General

1. KSILKS collects personal information when you register with KSILKS, when you use KSILKS products or services, when you visit KSILKS pages or the pages of certain KSILKS partners, and when you enter promotions or sweepstakes. KSILKS may combine information about you that we have with information we obtain from business partners or other companies.

2. When you register we ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address, Social Security number, and information about your assets. Once you register with KSILKS and sign in to our services, you are not anonymous to us.

3. KSILKS collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

4. KSILKS automatically receives and records information on our server logs from your browser, including your IP address, KSILKS cookie information, and the page you request.

5. KSILKS uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Information Sharing and Disclosure

1. KSILKS does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services youve requested, when we have your permission, or under the following circumstances:

a. We provide the information to trusted partners who work on behalf of or with KSILKS under confidentiality agreements. These companies may use your personal information to help KSILKS communicate with you about offers from KSILKS and our marketing partners. However, these companies do not have any independent right to share this information.

b. We have a parents permission to share the information if the user is a child under age 13. Parents have the option of allowing KSILKS to collect and use their childs information without consenting to KSILKS sharing of this information with people and companies who may use this information for their own purposes;

c. We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;

d. We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of KSILKSs terms of use, or as otherwise required by law.

e. We transfer information about you if KSILKS is acquired by or merged with another company. In this event, KSILKS will notify you before information about you is transferred and becomes subject to a different privacy policy.

2. KSILKS displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria - for example, women ages 18-24 from a particular geographic area.

a. KSILKS does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.

b. KSILKS advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

Cookies

1. KSILKS may set and access KSILKS cookies on your computer. For more information about our use of cookies, visit the KSILKS Privacy Center:

2. KSILKS lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to KSILKSs cookies.

Your Ability to Edit and Delete Your Account Information and Preferences

General

1. You can edit your KSILKS Account Information, including your marketing preferences, at any time. You can edit this information by accessing your account on the Web at: http://www.ksilks.com/shop/login.php

2. New categories of marketing communications may be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.

3. Certain communications from KSILKS, such as service announcements, administrative messages and the KSILKS Newsletter, are considered part of KSILKS membership and you may opt out of receiving them.

4. You can delete your KSILKS account by visiting our Account Deletion page http://www.ksilks.com/shop/login.php on the Web.

Children

1. Parents can review, edit, and delete information relating to their childs KSILKS account using tools offered by KSILKS Family Accounts.

2. If a parent chooses not to allow us to further collect or use a childs information, parents enrolled in KSILKS Family Accounts can delete their childs account by signing into that childs account and then visiting our Account Deletion page. Please click here to read about information that might possibly remain in our archived records after your account has been deleted.

Confidentiality and Security

1. We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs. We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

2. Your KSILKS Account Information is password-protected. In certain areas KSILKS uses industry-standard SSL encryption to protect data transmissions.

Changes to this Privacy Policy

1. KSILKS may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your KSILKS account or by placing a prominent notice on our site.

Questions and Suggestions

1. If you have questions or suggestions, please complete the form at: http://www.ksilks.com/shop/contact_us on the Web.